Visit our glossary of key terms to increase your understanding of the foreclosure options available. Facing financial impacts from COVID-19? California Financial Assistance Programs. 2647 Gateway Road, Suite 105-220, Carlsbad, California 92009 | Phone: (760) 637-7231 | California DRE #01916600. The mortgage servicer must participate in California Housing Finance Agency (CalHFA) programs. The maximum amount of assistance that a homeowner in California may receive is $472.60. The Google Translate feature is a third-party service that is available for informational purposes only. 2020 AiFORNi OUSiNG iNANCE GENCY www.calhfa.ca.gov 77.9.CalHFA 877.922.5432) 1 MYHOME ASSISTANCE PROGRAM Program Summary The MyHome Assistance Program (MyHome) is a deferred payment, simple interest rate subordinate loan that may only be used with a CalHFA first mortgage. They can apply for as much as $100,000 in assistance, to reduce the principal balance of their mortgage. Like many homeowners in recent years, the American Dream had become a real-life nightmare—and an everyday struggle. Learn how to identify and avoid scam artists who promise immediate relief from foreclosure. Get mortgage assistance from the California Hardest Hit Fund. The Mortgage Reinstatement Assistance Program provides assistance to eligible homeowners who, because of a financial hardship, have fallen behind on their payments and need help to reinstate their past due first mortgage loan. Licensed by The California Department of Business Oversight California under the Financing Law license # 60DBO-36333 and California Bureau of Real Estate License # 01958654. Homeowners must have endured a financial hardship. We will let you know as soon as possible whether or not you will receive assistance. Learn about your credit score, what it is and how it affects your ability to take advantage of some mortgage options. We understand you may be anxious about receiving mortgage assistance. The programs are provided in all cities and counties, including the Los Angeles region and San Diego region. The disabled have a few options available that can offer them help with mortgage payments. In addition to that, foreclosure help is available in all areas of the state to homeowners that have no other options available to them. The CalHFA VA program is a VA-insured loan featuring a CalHFA fixed interest rate first mortgage. In addition to the programs below, find government assistance as well as charities in California that can provide help with paying bills, rent, deposit or mortgage payments, transportation, medical care, and other expenses. The maximum assistance per household is $54,000. Utility payment grace periods. The Unemployment Mortgage Assistance Program provided mortgage payment assistance to eligible homeowners who experienced an involuntary job loss and were receiving California EDD unemployment benefits. Mortgage Assistance for Home Buyers in California Brentwood Down Payment Assistance Program The City of Brentwood offers first-time homebuyers the Down Payment Assistance Program (DAP), which provides funds that go toward the down payment and/or closing costs. If you or someone you know needs help getting food, see our Getting food page. Monies raised will help families impacted by quarantine, disruption of income, and other challenges, while ensuring the equitable distribution of philanthropic resources through coordinated community relief efforts. Mainly people like to purchase houses … The program is now closed and no longer accepting applications for assistance. For other counties, check this list. Posts about California Mortgage Assistance written by SDMortgagefinder. Homeowner Assistance Program This government assistance program allows a once-a-year payment from the State of California to eligible individuals. Fannie Mae is unable to guarantee the accuracy of any translation resulting from the tool and is not responsible for any event or damage that occurs as a result of using the translations generated by the Google Translate feature. The previous maximum was $25,000. You can also read my articles about other mortgage assistance programs: Save my name, email, and website in this browser for the next time I comment. CalHFA USDA Program The CalHFA USDA Program is a USDA Guaranteed first mortgage loan program, which can be combined with the MyHome Assistance Program (MyHome). Representatives are available to answer your questions between 7 a.m. and 7 p.m. on weekdays, and between 9 a.m. and 3 p.m. on Saturdays. Homeowners should apply as soon as possible; could qualify for $100,000 in assistance. California United Ways have established a statewide relief fund to help Californians impacted by the COVID-19 pandemic. 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